Title insurance insures that ownership of real property is free of defects, encumbrances, or adverse matters unless listed as exceptions. The fact that a person has owned property for a long time or a newly constructed home is being sold for the first time is irrelevant. A Volusia county seller may have no idea that […]
There’s never a wrong time to start thinking about wills, trusts, and the kind of legacy you want to leave behind. If tax season has you reevaluating your financial situation, or you simply want to ensure that you’re doing as much as you can for the people you love, now is a great opportunity to […]
I am scheduled to be part of a panel presenting at the Kim C. Hammond Justice Center in the 1st floor jury assembly room, 1769 E. Moody Blvd., Building #1, Bunnell, FL on Wednesday, April 26th from 5:00 p.m. to 7:00 p.m. to educate the public about probate and estate planning.
Are you buying a home, condo, vacant land, commercial or investment property in the greater Daytona Beach area? Congratulations! Purchasing real estate in Florida can be extremely exciting. However, it can also get complicated and stressful if you don’t have the right professionals representing you from contract to closing. Although it’s not necessary to hire […]
A client says, “I want to leave everything to my daughter when I die, no strings attached. Oh, and if she dies, gets divorced or gets sued, I want it protected.” The client does not realize the request is contradictory. Unless specific language is added to a will or trust holding the assets in trust […]
Many people have the misconception that a will avoids probate. This is incorrect. Probate is a court process that is required when a person dies owning assets in the decedent’s own name, and with no beneficiaries to receive the assets. It can be required if the deceased person left a will, and it can be […]
In Ginder v. Bank of America, 2015 U.S. Dist. LEXIS 25562 (M.D. Fla. 2015), Rose L. Ginder (“Plaintiff”), an 81-year-old woman, deposited her life savings, approximately $175,000, into accounts at Bank of America (“BOA”). Over eight months, Plaintiff’s account balances dwindled. It turned out that a man named Michael Knight (“Knight”) identified himself as a […]
When someone dies, there are numerous tasks that must be completed, which can sometimes be a burden on family members during such a difficult time. A person can be proactive by planning andpaying for his/her final arrangements while still alive. This reduces the burden on family members,and assures that your wishes are carried out. After […]
People often think that placing their assets into a trust for their own benefit in Florida makes the assets inaccessible to creditors, taxing authorities and nursing homes, but that is not true. A self-settled trust in Florida, whether revocable or irrevocable, does not remove the assets from access by one’s creditors, Medicaid qualification rules or […]
A reverse mortgage is a special type of home loan that lets you convert equity in your home into cash. Equity is the value of your property minus the debt on your home. For example, a home worth $100,000, with no mortgage, has equity of $100,000. A home worth $100,000, with a $75,000 mortgage, has […]
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